That being said, when faced with unexpected healthcare costs for your pet, even the relatively lower costs can affect your overall budget. Pet insurance is available from several providers to help offset some of those costs.
Different policies and levels of coverage are available but generally you pay a monthly or annual premium to a pet insurance provider. When your pet incurs a medical expense, you simply file a claim with your insurance provider and they reimburse you up to the allowable amount for that expense category. Keep in mind that you are still responsible for payment at the time of service. A variety of factors, including age of your pet and pre-existing medical conditions help determine if pet insurance makes sense for you.